As I write this piece, Motor Insurance claimfiles sprint across my mind. The angry exchanges customers had with the motor insurance officials in an insurance office come in like the waves of the sea in my mind. Millions of unsettled motor insurance claims, lakhs of customers who have gone to the court crying foul and […]
Author: Dr. K. Raja Gopal Reddy
The Enticing TMH Photo of The Three Men
I received a photo this morning sent by a friend of mine. Three handsome fair men sitting and all are sitting with hands folded on the table. The table has on it a simple 3-ply mask, couple of tissue papers, a bunch of keys, Bailey water bottle, TMH’s menu card, a mobile phone and a […]
24. WHY MOTOR INSURANCE POLICY WORDING IS DIFFERENT IN EACH COMPANY IN INDIA?
It was a sudden impulse…a strange one though. Lockdown and at home. Lots of time. Being an insurance lover, I decided to read the motor insurance policy wording. I realized, very soon, that all insurers do not have the same policy wording. At random I choose the following companies to compare the policywording: 1. TATA […]
23. Why Motor Insurance Policies do not have Same Policy Wording in India?
It always bothered me as to why the motor insurance policies do not have the same wording in India. Motor Insurance is a compulsory insurance. None has thought about the wordings earlier i.e., to know whether all the insurance companies are having same policy wording. Everywhere in the world, it is a universal global standard […]
Life with 39 Wives and 94 Children
Late Shri Ziona Chana died on 13th June, 2021 at the age of 76. In today’s world people are afraid of getting married – both men as well as women. Women complain about men and vice versa. Probably the phobia of commitment is haunting them and their unwillingness to marry. Late Mr. Ziona Chana had […]
Television Serial – Mahatma
27 years ago, on a hot, sultry afternoon my brother Late Shri Raja Krishna Reddy and I were desperately toying with the idea of doing something unique in the world. We felt, very strongly and even today truly, we were wasting life ‘working’ for the Government of India. Frankly, nobody works there…they squander their life […]
Pandit Shankar Dayal Sharma – A TRUE MUSLIM
Dr Shankar Dayal Sharma (19th Aug,1918 – 26th Dec, 1999) was the ninth President of India and served from 1992 to 1997. Before being the President, he served as the eighth Vice President of India. The late His Majesty Sultan Qaboos bin Said bin Taimur shared a special bond with India. India also considered Sultan […]
18. Web Aggregators – Find the Cheapest Quote
In India, we have licensed web aggregators – those who are licensed by the insurance regulator. We have 22 web aggregators as on today. To give an example of a web aggregator – we do have some organizations like Policy Bazaar, PolicyX, Instabima, PolicyPlanner etc. Of these 22 web aggregators, 11 i.e., 50% of them […]
17. A Game Called No Claim Bonus (NCB)
What I am seeing in NCB is crazy…it is absolutely crazy. Look at the following: If there is no claim during the first year i.e., zero number of claims then HDFC Ergo General Insurance will give 45% on Own Damage (OD) premium as No Claim Bonus (NCB). NUMBER OF CLAIMS IN THREE YEARS NCB % […]
NIJINSKY
Nijinsky (1980) is a biographical film. This film explores the life and career of Vaslav Fomich Nijinsky (12th March, 1890 – 8th April, 1950). He was a Russian ballet dancer of legendary fame, celebrated for his spectacular leaps and sensitive interpretations. After school, Nijinsky became a soloist at the Mariinsky Theatre, St. Petersburg, in 1907, […]
