CONSEQUENCE (2003)

Never trust the ratings of IMDb. This is the lesson learnt today. As everyone knows, one of my chief occupation besides reading (less these days), writing (more these days) and watching (equal to writing) is that of researching on INSURANCE movies. It would not be out of place to mention that there are over 2500 […]

Read More

I killed him for money—and for a woman.

Double Indemnity

Double Indemnity (1944) was the stylistic innovation, now known as “film noir.” This movie is 79 years old. Directors John Huston and Billy Wilder recognized that the specific use of light and shadow could enhance both the themes and atmospherics of their crime thrillers. Wilder’s cinematographer, John F. Seitz, played with lighting techniques to find […]

Read More

Titan Submarine

Oceangate’s Titan submarine: “I can’t breathe”

The last message received from the Oceangate’s Titan submarine: “I can’t breathe”. The international news is full of the missing Titan submarine. Was it Insured? Does it Pay?   A common man’s assumption would be that OceanGate is responsible for the accident. But it had obtained from all its passengers’ waiver, releasing them of any […]

Read More

Insurance Fraud

TYPES OF INSURANCE FRAUDS

Insurance frauds are a financial crime. The US insurance industry consists of more than 7,000 companies, collect over $2 trillion in premiums each year. The size of the industry contributes significantly to the cost of insurance fraud by providing opportunities and incentives for committing illegal activities. The total cost of non-health insurance fraud is estimated […]

Read More

There’s always a Price Tag

There’s always a Price Tag

James Hadley Chase (JHC)’s ‘There’s always a Price Tag’ novel was first published in 1956. I purchasedthis book from the SUNDAY ABIDS market – the CORGI edition of 1975 in early 1990s. This book wasoriginally owned by Mr. P. JAIRAJ SINGH BSc, who purchased for Rs.6.75 on 18 th October 1977. Thismuch I can see […]

Read More

‘My Death’ is a silent partner.

MY FRIENDS FOR THIS LIFE

Today morning my father was talking of the importance of relations and friends in life. He says they are the best insurance one can ever have! I disagree with him completely. I have only two friends for life. I realized the existence of these friends much later…when I began thinking in a matured manner. These […]

Read More

25. Motor Insurance – 24 Articles Later and in Conclusion

As I write this piece, Motor Insurance claimfiles sprint across my mind. The angry exchanges customers had with the motor insurance officials in an insurance office come in like the waves of the sea in my mind. Millions of unsettled motor insurance claims, lakhs of customers who have gone to the court crying foul and […]

Read More

24. WHY MOTOR INSURANCE POLICY WORDING IS DIFFERENT IN EACH COMPANY IN INDIA?

It was a sudden impulse…a strange one though. Lockdown and at home. Lots of time. Being an insurance lover, I decided to read the motor insurance policy wording. I realized, very soon, that all insurers do not have the same policy wording. At random I choose the following companies to compare the policywording: 1. TATA […]

Read More

Motor Insurance policy does not have same policy wording in india.

23. Why Motor Insurance Policies do not have Same Policy Wording in India?

It always bothered me as to why the motor insurance policies do not have the same wording in India. Motor Insurance is a compulsory insurance. None has thought about the wordings earlier i.e., to know whether all the insurance companies are having same policy wording. Everywhere in the world, it is a universal global standard […]

Read More

cheapest Quotes

18. Web Aggregators – Find the Cheapest Quote

In India, we have licensed web aggregators – those who are licensed by the insurance regulator. We have 22 web aggregators as on today. To give an example of a web aggregator – we do have some organizations like Policy Bazaar, PolicyX, Instabima, PolicyPlanner etc. Of these 22 web aggregators, 11 i.e., 50% of them […]

Read More